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The rising cost of health insurance has made it difficult for owners of small businesses, including physicians' offices, to provide health care benefits for themselves and their employees. This creates gaps in coverage and fuels the nation's health care crisis, said a family physician who testified before the House Committee on Small Business this past on January.

Americans fret more over soaring health costs than terrorism and consumers have more cause for anger as premiums rise at the steepest rate in a decade. Premiums for employer-sponsored health insurance increased and insurance premiums have risen by 73.8% from 2000 to 2006, while the U.S. median income has increased 11.6% during that same period, according to a study released by Families USA. Click on benefit trends to better understand what steps employers are taking in this economy.

Even the AMA has joined the bandwagon and has produced a report which list actions that can be taken by the AMA to reduce health care costs.

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