The Benefit Network
April, 2005

===========================================================
Contents
===========================================================
Quote Of The Month
Terri Schiavo increases interest in Living Wills – get yours free
Voluntary Benefit Firms have rapid growth, how to pick the one that is right.
85 percent of businesses in the United States will outsource HR
Few American workers will receive health insurance from their employers
Healthcare reform should include maximizing the use of technology

===========================================================
Quote of the Month
===========================================================

"The question is not whether we will die, but how we will live."

-Joan Borysenko
===========================================================
Free Living Will
===========================================================
The Terri Schiavo case highlights dangers of not having a living will.
Get a free living will to pass to your employees, they will appreciate it. (below)
Learn about offering it as a group benefit.
http://www.thebenefitnetwork.com/advancedirectives.htm

===========================================================
Voluntary Benefits Firms Experience Rapid Growth, How to decide for you!
===========================================================

There are nearly 2000 insurance firms in the United States.
Due to the explosive growth in the voluntary market, many firms have recently entered the voluntary benefits area (some have left just as quickly). There are some guidelines which may assist you in determining which agency you will work with on handling your voluntary benefit business.

http://www.thebenefitnetwork.com/select.htm

If you would like a no pressure consultation from a qualified profession voluntary benefits specialist, fill out our easy form and have only one local representative answer your questions.
http://www.thebenefitnetwork.com/contact.html

===========================================================
85 percent of businesses in the United States will outsource HR
===========================================================
A payroll and human resources outsourcing firm estimates that 85 percent of businesses in the United States will outsource at least one component of HR functions through 2005. The functions most likely to be outsourced are back- office services, like payroll, benefits, and training.


http://tinyurl.com/4yjsj

Learn about outsourced offerings:.

http://www.thebenefitnetwork.com/online.html

===========================================================
Few American workers will receive health insurance from their employers
===========================================================

If current trends continue, few American workers will
receive health insurance from their employers in
retirement, thanks to increasingly restrictive eligibility
rules, according to a Washington, D.C.-based institute that
has studied recent data.


http://tinyurl.com/6n4gm

===========================================================
Healthcare reform should include maximizing the use of technology
===========================================================

WASHINGTON, D.C.--The Society of Human Resource Management (SHRM) kicked off its annual employment law conference on Monday with a keynote speech from former U.S. House of Representatives Speaker Newt Gingrich, who said healthcare reform should include maximizing the use of technology, providing incentives for people to be healthy, and revolutionizing the way health care is delivered.

http://tinyurl.com/48tjb

Window Trivia: The window history is quite interesting, The first windows were mainly holes cut out in the walls. Then came the wood fixed window set, closely followed by vinyl windows. Last decade saw too much of bay window. Now due to security reasons we have walls as window replacement, back to square one.