August 2004
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Contents
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Quote Of The Month
Employees See More Restrictive Health Plans
Need an HSA Model? IRS Responds
Employers scrutinize cost of running 401(k)
PatientCare Advocacy maximized plan benefits
You Can Never Predict the Health of your Pet
Suggested Reading
Tips
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Quote Of The Month
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"Let us never negotiate out of fear. But let us never fear
to negotiate."

John F. Kennedy (1917-1963)
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Employees See More Restrictive Health Plans
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After years of soaring healthcare costs, some healthcare
plans and employers are adopting unpopular health-plan
restrictions again, according to a study published in the
journal Health Affairs.
http://hr.blr.com/Articlerss.cfm/Nav/5.0.0.0.30821

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Need an HSA Model? IRS Responds
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In response to numerous requests for a safe-harbor document
for Health Savings Accounts (HSAs), the U.S. Treasury
Department and the Internal Revenue Service (IRS) have
issued model documents.
http://hr.blr.com/Articlerss.cfm/Nav/5.0.0.0.30735

Get your HSA Kit here;
http://www.thebenefitnetwork.com/cgi-bin/arp3/arp3-t.pl?l=8
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Employers scrutinize cost of running 401(k)
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SOMETIMES A FLOWER grows out of the slime. One example:
More than 70 percent of large employers are worrying about
how much they and their employees have to pay the managers
of their retirement savings ...
http://tinyurl.com/6dlze
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New Benefit Helps Maximize Your Plan
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With a single point of contact, Patient Care provides
employees with advocates who work with employees, their
families, their physicians and their health plan to
resolve medical, dental and vision issues and provide
assistance. This problem resolution delivers a measurable
return on investment to the employer and the employees.
http://www.thebenefitnetwork.com/patientcare1.htm
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Pet Insurance Catches On
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You can’t predict the future of your pet’s health -
but you can prepare for it for just pennies a day…

QuickCare Pet Insurance eliminates the financial stress
of providing unexpected medical attention. If your pet
is ill or has an accident, the last thing you want to
worry about is money.

The most comprehensive coverage for your pet’s accidents
and illnesses – QuickCare Pet Insurance Programs pay a
higher percentage of your claim than their competitors*.

www.thebenefitnetwork.com/usapetinsurance.html
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Tips
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Getting this copy second hand? If you are an HR manager or
insurance broker you can get your own copy each month for
free.
This ezine may be opt-in at:
http://www.thebenefitnetwork.com/news.html

Make sure you got your free copy of Benefits and
Compensation magazine here;
http://www.thebenefitnetwork.com/toolkit.htm

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Suggested Reading
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Employee Benefits
Joseph J. Martocch...
New $76.35!

The Work and Family Revolution
Barbara Schwarz
New $22.95!

Employee Benefits
Burton T. Beam Jr....
New $89.82!
Used $32.95!

Check Them Out Here;
http://www.thebenefitnetwork.com/cgi-bin/arp3/arp3-t.pl?l=6

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General & Unsubscribe Info
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The Benefit Network, except where indicated otherwise.
All rights reserved worldwide. Reprint only with permission
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