Quote Of The Month Employees See More Restrictive Health Plans Need an HSA Model? IRS Responds Employers scrutinize cost of running 401(k) PatientCare Advocacy maximized plan benefits You Can Never Predict the Health of your Pet


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CONTENTS
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QUOTE OF THE MONTH
HOLIDAY GIFT GIVING
COBRA FOR TEMPORARY WORKERS?
CREATE YOUR OWN HEALTH SAVINGS ACCOUNT FOR YOUR FIRM
PETS AND VETS - READ YOUR PET POLICY
CELL PHONE CALL STOPS SYMPHONY
TIPS-HSA CONFERENCE

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25 High Impact Marketing Strategies for Insurance Agents


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QUOTE OF THE MONTH
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"Happiness is a choice that requires effort at times." -Anon.
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HOLIDAY GIFT GIVING
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It's an age-old dilemma and it comes up several times each
year. What do you do for that special boss or co-worker on
their birthday, their company anniversary, their engagement,
the birth of their child, or to celebrate the holiday...

http://tinyurl.com/6vpae


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COBRA Election Notice Not Required for Termination of LTD BenefitsU
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[Goldman v. Hartford Life & Accident Ins. Co.,
2004 U.S. Dist. LEXIS 18266 (E.D. La. 2004)]
Excerpt: "An employee who was injured at work applied for
and was denied long-term disability (LTD) coverage because
he was a temporary employee and consequently was ineligible
for coverage." (Employee Benefits Institute of America)

http://tinyurl.com/6ofjmr


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PETS AND VETS - READ YOUR PET POLICY
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Pet Insurance is on the rise, know what you are getting. Americans spent an
astonishing $88M on pet insurance in 2002, and an estimated $30 billion on our
pets each year.
http://tinyurl.com/3s6tk
Get Pet insurance quotes here:
http://www.thebenefitnetwork.com/usapetinsurance.html



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CELL PHONE CALL STOPS SYMPHONY
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A cell phone ringing in the audience caused a Danish
symphony conductor to stop mid-way through the concert
and begin again.
http://tinyurl.com/4pou3



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TIPS
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Forward to your insurance agent! This edition sponsored
by Insurance Agent Tips. http://www.insuranceagenttips.com<

Agents can now get their own branded newsletter to publish
and send to their prospects and clients.
http://www.adventinfo.biz/BenefitNetwork1.htm
Create your own HSA for your firm.
http://www.thebenefitnetwork.com/HSAKIT.htm

CREATING, DESIGNING, AND MARKETING HEALTH SAVINGS ACCOUNTS:
Practical Solutions for Reducing Healthcare Costs and Improving
Enrollment in HSAs
February 1-2, 2005 * The Sheraton Atlanta Hotel * Atlanta, GA

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http://www.iqpc.com/na-2250-01/US98




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TIPS
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Forward to your insurance agent! This edition sponsored
by Insurance Agent Tips. http://www.insuranceagenttips.com
Agents can now get their own branded newsletter to publish
and send to their prospects and clients.
http://www.adventinfo.biz/benefitnetwork.htm

Create your own HSA for your firm.
http://www.thebenefitnetwork.com/HSAKIT.htm


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Bathroom trivia: One does not need a bathroom information resource to work out the fact that plumbing supplies will be available from a hardware shop and rest of the bath accessories from regular hall bathroom suppliers. The accessories include soap dispenser, tooth-brush holder as well as bathroom mirrors. ===========================================================
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E-zine December 2004

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